Withdrawal Policy

This Withdrawal Policy outlines the terms and conditions governing the withdrawal of funds from your SwapMyCoupon account. By using our platform, you agree to the policies and procedures described below.

Only certain types of credits in your SwapMyCoupon account are eligible for withdrawal. These include:

  • Credits earned from selling a coupon listed and sold by the user.

  • Credits purchased through direct payment methods (e.g., bank transfer or UPI).

Important: Credits earned through platform activities such as:

  • Refer-and-Earn Program

  • Daily Sign-In Rewards

are considered bonus or promotional credits and cannot be withdrawn or converted to cash.

Eligible users can request a withdrawal through the “Withdrawal” page located in their user dashboard. Steps:

  • Navigate to User Dashboard > Withdrawal Page.

  • Review your Available Withdrawal Balance.

  • Fill out the Request Withdrawal Form, including:

    • Amount to Withdraw (must be ≤ available withdrawal balance)

    • Account Holder Name

    • Bank Account Number

    • IFSC Code

  • Submit the request.

All withdrawal requests undergo verification for authenticity and eligibility. They will be processed within 5-7 working days. Timeline may vary based on request complexity.

Users will be notified via email or dashboard on status updates (e.g., Approved, Rejected, or Pending).

  • Incorrect/incomplete bank details may cause delays or rejections.

  • Fraudulent/suspicious activity may lead to account review or withdrawal suspension.

  • SwapMyCoupon.com may request additional KYC to comply with financial regulations.

Promotional credits are not eligible for withdrawal. This includes:

  • Daily Sign-in Credits

  • Referral Program Bonuses

  • Contest, giveaway, or promotional credits

These are meant only for coupon purchases or swaps within the platform.

Approved withdrawals may be subject to non-refundable platform fees, including:

  • Transaction fees

  • Processing/payment gateway fees

  • Service commissions

SwapMyCoupon.com reserves the right to amend this Withdrawal Policy at any time, with or without notice. Continued use of the platform means you accept the updated terms.

Email: support@swapmycoupon.com

Support Page: https://www.swapmycoupon.com/support

Support Hours: Monday – Friday, 9:00 AM – 6:00 PM IST

We’re committed to building a secure, transparent platform. Thank you for being a part of our community.